Personal Finance (50/30/20 Rule) - Little Treats Pastry + Badge Collection Journal

🍰✨ Collection 12 - Little Treats Pastry: A Sweet Way to Budget! ✨🍰

💖 Turn budgeting into a delightful treat! Inspired by cozy cafés and sweet pastries, this hyperlinked digital planner makes managing money fun, stylish & rewarding! Using the 50/30/20 rule, you’ll effortlessly track:
🍩 50% Needs – Cover rent, bills & essentials
🍰 30% Wants – Treat yourself guilt-free!
🍯 20% Savings & Debt – Secure your financial future!

📊 What’s Inside? (43 Pages!)
✔️ Budget Overview, Income & Expense Trackers
✔️ Daily Spending Log & Monthly Reflection
✔️ Fun Dessert-Themed Stickers!

🎁 FREE Sweet Bonuses!
✨ Pastel Badge Collection Journal (24 pages, undated for 12 months!)
✨ Pre-made Badge Stickers & Extra Fun Stickers

🏆 Gamify Your Budget! Earn badges for saving & smart spending!
✅ Budget Boss – Mastered a full month of budgeting
✅ No-Spend Champ – Avoided impulse spending
✅ Savings Superstar – Hit your savings goals
✅ Debt Destroyer – Paid off debt like a pro!
✨ Not into gamification? No problem! This planner works perfectly as a classic finance tracker too!

💖 Why You’ll Love It:
✔️ Hyperlinked for seamless navigation – Click & track with ease!
✔️ Aesthetic & fun – Who says finance tools have to be boring?
✔️ Works with GoodNotes, Notability, Xodo & more!

🚀 Budget smarter, collect badges & make finances a treat! 🍩✨
📍 Get yours now: missydizzy.gumroad.com 💖